Bad credit loan

Where can I get a bad credit loan?

It can be difficult to get a loan from a traditional lender if your credit score is low. However, that doesn’t mean you’re out of luck if you need money fast. Other options to consider for securing the funds you need include online lenders, some banks and credit unions, payday lenders, and title lenders. Some […]

Home loan

Prepaying a home loan now will benefit these borrowers

The interest rate cycle is finally on the rise thanks to high global and domestic inflation for several years. To control inflation, like many other central banks around the world, the Reserve Bank of India (RBI) raised the repo rate twice in May and June for a total of 0.9%. However, based on the global […]

Home loan

Your questions – Loans: Make mortgage installments as soon as possible

By Chaitali Dutta If I have to pay part of my home loan, do I have to do it the first week of the month to reduce the simple interest payment?— Akash Thakur Most home loans are on a daily declining balance, so it doesn’t matter what date you choose for partial payment. The earliest […]

Home loan

Battlers in limbo despite home loan assistance

It is feared that Australia’s most disadvantaged aspiring homeowners will still struggle to secure loans despite the capital contribution offer promised by the new Federal Government. The centerpiece of Labor’s cost-of-living policy announced in the election, its Purchase Assistance Program, aims to reduce the cost of buying a new home by 40% and a 30% […]

Instant loan

SBI Launches Instant Loan Product for Salary Account Holders on YONO App

You could have racked up high credit card debt during the pandemic. Well, you are not alone. There are many others too, who could have done so, due to layoffs, job losses, increased hospital and medical costs, among others. Since credit card debt carries heavy charges and penalties, you might feel a heavy burden on […]

Instant loan

SBI YONO app: Who is eligible for instant loan up to Rs 35 lakh through SBI YONO app

The country’s largest lender, (), has announced the launch of Real Time Xpress Credit (RTXC) on its YONO platform with the aim of digitally empowering customers. Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our eligible employee customers. Easy and… https://t.co/PPa4G3W8yl — State Bank of India (@TheOfficialSBI) 1653310799000 According to the […]

Instant loan

Eligibility, key details to know

SBI Real Time Credit Xpress: India’s largest public sector lender, the State Bank of India, or SBI, recently announced the launch of its flagship personal loan product Real Time Xpress Credit (RTXC) on its YONO app. The move is aimed at providing more convenience to customers and digitally empowering them so that they do not […]

Installment loan

Advantages and disadvantages of a payday loan compared to a personal installment loan

When it comes to choosing between a payday loan and a personal installment loan, there are many factors to consider. Both options have their pros and cons, and the right choice for you will depend on your needs and personal situation. For instance, CreditNinja offers fast cash loans that can help you meet a variety […]

Home loan

Home loan EMIs: Prepare for a 10% rise in home loan EMIs if the repo rate goes back to pre-covid levels

Reserve Bank of India (RBI) Governor Shaktikanta Das said the central bank still wants to raise interest rates in upcoming meetings and that the expectation of higher rates is “no brainer”. After 2 years of status quo on policy rates, the RBI decided to raise the repo rate by 40 basis points to 4.4% in […]

Home loan

Federal Home Loan Bank of Atlanta Announces New Member of its Affordable Housing Advisory Council

ATLANTA, May 23, 2022 (GLOBE NEWSWIRE) — Federal Home Loan Bank of Atlanta (FHLBank Atlanta) today announced the appointment of a new member to its Affordable Housing Advisory Council (Board). The Board plays an important role in helping FHLBank Atlanta fulfill its community lending and affordable housing mission, and works closely with the Board of […]

Home loan

Is it the right time to make a home loan prepayment plan?

Prepayment seems like a convenient option to get rid of your debt and interest. We all want to pay off our debts and free ourselves from long-term financial commitments. The RBI had recently raised the repo rate by 40 basis points, making lending more expensive and sparking speculation about the extent of the rate hike. […]

Instant loan

Cheating, Harassment Complaint Against Instant Loan App | News from Vadodara

Vadodara: The city’s cybercrime detectives have received another cheating complaint regarding an instant loan application. In the third such complaint received by cops in the past week, the 26-year-old Subhanpura resident filed a complaint against an unidentified person for harassing her and altering her photos. The woman told police that last year she took a […]

Home loan

Benefits of an EMI Home Loan Calculator – Here’s What You Need to Know

A home loan is a large financial commitment that typically spans decades; therefore, borrowers are advised to undertake thorough financial planning before purchasing a bond of this size. One of the easiest ways to plan your home loan journey is to use a home loan EMI calculator. The calculator is a handy online tool available […]

Installment loan

7 smart ways to use an installment loan for your financial needs

An installment loan is the first thing that comes to mind whenever we need money. It is a type of loan that is repaid in equal monthly installments until the full amount is paid off. It offers flexibility and competitive rates and can be used for various financial needs. The term of the loan depends […]

Home loan

The cap on the first home loan program removed

Budget 2022 sets up an Affordable Housing Fund, a new program the government says is designed to cover people’s rental costs if they can’t access public housing. Modern medium-density housing in North Auckland (file photo). (Source: istock.com) “The 350 million dollars fund will be based on partnerships with investors, philanthropic organizations, promoters and the affordable […]

Instant loan

Instant Loan Terror: Rape and Blackmail | Hyderabad News

HYDERABAD: Despite police crackdown, harassment of people on loan through instant loan apps continues unabashedly in the city. In the first two weeks of May, police filed six lawsuits against loan collectors for allegedly threatening to rape women, posting nude photos online and circulating altered photos and videos among contacts, s they weren’t repaying the […]

Home loan

HDFC home loan on WhatsApp | Check interest rate, how to apply

HDFC’s home loan offer is built on the WhatsApp business platform. Homebuyers can take advantage of 24/7 installation. Here are the step by step details of how to apply for HDFC home loan via Whatsapp. STRONG POINTS HDFC has raised its retail prime rate on home loans Last month, HDFC and HDFC Bank launched merger […]

Home loan

Home loan: what is the cost of additional interest after RBI’s repo rate hike?

After the surprise RBI repo rate hike of 0.4%, the cost of borrowing rose. In fact, many banks have already increased their lending rates for both new and existing borrowers. What remains to be seen is how much of the rise in rates will occur in the coming months, thus pushing the cost of borrowing […]

Instant loan

HDFC integrates WhatsApp with instant loan approval systems

Mumbai: HDFC has integrated WhatsApp into its core system to allow potential borrowers to apply for and receive mortgage in-principle approval within two minutes. The company has partnered with Cogno AI to make a formal application and “one-time offer” possible through a conversational stream. The offer is reserved for employees. Apart from the convenience, the […]

Instant loan

hdfc: HDFC integrates WhatsApp with instant loan approval system for salaried borrowers

MUMBAI: HDFC has integrated WhatsApp into its core system to enable potential borrowers to apply for and receive principal mortgage loan approval within two minutes. The company has partnered with Cogno AI to make a formal application and “one-time offer” possible through a conversational stream. The offer is reserved for employees. Apart from the convenience, […]

Home loan

HDFC launches a real estate loan offer on WhatsApp

Mortgage lender HDFC launched a one-time WhatsApp offer on Tuesday to provide home loan in-principle approval to buyers in 2 minutes. HDFC’s WhatsApp Spot offer is a platform that will allow potential borrowers to get instant home loan approval in principle, the lender said in a statement. All users have to do is initiate a […]

Home loan

Factors That Affect Your Home Loan Eligibility

Although mortgage interest rates have increased recently, particularly in the last month, they remain attractive overall. For example, current rates are still relatively low compared to recent years. Being eligible for a low interest home loan is easy but crucial, as lenders pay attention to the profile of the applicant before disbursing the loan amount. […]

Home loan

HDFC Bank launches an on-site mortgage offer; available on WhatsApp in 2 minutes

Mortgage lender HDFC launched a one-time WhatsApp offer on Tuesday to provide home loan in-principle approval to buyers in 2 minutes. HDFC’s Spot offer on WhatsApp is a platform that will allow potential borrowers to instantly get home loan approval in principle, the lender said in a statement. All users have to do is strike […]

Instant loan

Instant loan: a woman repays, still harassed | News from Vadodara

Vadodara: A 28-year-old woman filed a complaint of cheating and harassment at the cybercrime police station. Asha Patel (name changed) had downloaded a mobile app and taken out a loan between April 29 and May 5 this year. She told the police that she returned Rs 22,048 including principal and interest. But the accused kept […]

Home loan

Governor Jared Polis signs housing laws and mobile home loan fund

Colorado will help residents of mobile home parks purchase their parks — and a new agency will help protect their right to do so — under new laws Governor Jared Polis signed on Tuesday. The new loan program, established when SB22-160 was signed, is intended to provide leverage to Coloradans who historically faced a unique […]

Home loan

Home Loan Approval: HDFC Launches Home Loan In-Principle Approval on WhatsApp

Mortgage lender HDFC Ltd., announced on Tuesday the launch of “Spot Offer” on WhatsApp, to provide mortgage in principle approval to homebuyers in 2 minutes. HDFC’s WhatsApp Spot offer is a platform that will enable potential borrowers to instantly get home loan approval in principle. HDFC, in association with Cogno AI, developed this solution based […]

Home loan

ABC launches home loan in 10 minutes

What counts as instant gratification for home loan approvals? Try 10 minutes. This is the Commonwealth Bank’s latest salvo on the mortgage market wars. In the time we might take to take a quick shower, buy a coffee, wait for a bus or change for the gym, the bank is now promising that some applicants […]

Home loan

6 things you need to know about the ABC’s digital home loan

Commonwealth Bank of Australia today announced the availability of its new digital home loan, Unloan, as part of its latest strategy and investment to “reinvent banking”. Unloan, the new digital home loan from Australia’s largest bank, offers eligible customers an interest rate of: 2.14% (comparison rate 2.06%) for owner-occupiers, and 2.44% (comparison rate 2.36%) for […]

Home loan

How to Calculate Your EMI Home Loan Through Different Methods

After researching and exploring many different types of homes, when you have finally found your dream home, the next step is to figure out the finances. Home loans are designed to provide financial assistance to people for the purchase of their dream home. Banks offer a loan amount equivalent to 80% of the property price. […]

Home loan

LIC Housing Finance increases the interest rate on home loans by up to 40 basis points. Details here

Mortgage financier LIC Housing Finance (LIC HFL) on Friday raised the interest rate on home loans by 20 basis points to 6.9%, from 6.7%, for some borrowers, according to the news agency. PTI report. LIC Housing Finance in its statement said that for borrowers with a CIBIL score of 700 and above, the rate hike […]

Home loan

LIC Housing Finance raises mortgage rates; check the details

Life Insurance Corporation Housing Finance Ltd (LIC HFL) has raised the rate of its loan products following the revision of the Reserve Bank of India (RBI) repo rate. The new interest rates on home loans start at 6.9%, down from 6.7% previously. The latest rates have been in effect since May 13. “LIC Housing Finance […]

Home loan

A Beginner’s Guide to Rising Cash Rates and Your Home Loan

The Reserve Bank of Australia (RBA) raised the country’s official exchange rate on May 3 – for the first time in 11 years – by 25 basis points, from 0.10% to 0.35%. Since this announcement, the four major banks have thus fully passed on the rise in rates to their customers at variable rates of […]

Home loan

FEDERAL HOME LOAN BANK OF NEW YORK DECLARES 4.75% DIVIDEND FOR FIRST QUARTER 2022

NEW YORK, May 12, 2022 /PRNewswire/ — The Federal Home Loan Bank of New York (“FHLBNY”) is pleased to announce that, the May 12, 2022, its board of directors approved a dividend for the first quarter of 2022 of 4.75% (annualised). The dollar amount of the dividend will be approximately $52.9 million. The cash dividend […]

Home loan

Bank Of India Home Loan Interest Rates: Canara Bank, Union Bank, Bank of India Increase Home Loan Interest Rates: Check Latest Rates Here

The Reserve Bank of India (RBI) said the Monetary Policy Committee (MPC) had unanimously decided to hike rates by 40 basis points at an off-cycle meeting. Following this, many banks began to raise interest rates on home loans. Canara Bank, Union Bank and Bank of India have increased their repo-linked lending rates. Here is an […]

Home loan

Home Loan EMI: How to Calculate EMI from New Home Loan Interest Rates

Home loan borrowers should be sure to calculate the Equivalent Monthly Payments (EMI), as this clearly indicates how much a person has to pay in EMI each month. Calculating the EMI allows you to make an informed decision on how much you need to pay each month so that a monthly expense can be planned […]

Home loan

How much will your EMI home loan increase? Check here

HDFC Ltd, or Housing Development Finance Corporation, has increased its retail prime rate (RPLR) on home loans by 30 basis points, effective May 9, 2022. This increase applies to all borrowers, existing and new . This increase will result in increased EMIs for HDFC home loan borrowers. According to the HDFC press release, interest rates […]

Home loan

HDFC Home Loan Interest Rates: HDFC Raises Home Loan Interest Rates

Housing Development Finance Corporation or HDFC Ltd has announced that effective May 9, 2022, it has increased its retail prime rate (RPLR) on home loans by 30 basis points. This increase is applicable to all borrowers, existing and new. This rise now means that borrowers of HDFC home loans will see an increase in EMIs. […]

Home loan

HDFC increases home loan rates for all customers, effective May 9

Three days after the Reserve Bank India (RBI) announced a 40 basis point hike in its repo rate, HDFC on Saturday announced an increase in its retail prime rate (RPLR) by 30 basis points, leading to an identical hike home loan rates for outgoing customers. . The ride goes into effect on May 9. All […]

Home loan

ICICI Bank Home Loan: ICICI Bank Raises Interest Rate On Home Loan: By How Much Your EMI Will Increase

After the Reserve Bank of India (RBI) raised the repo rate in an off-cycle meeting by 40 basis points (100 basis points = 1%) on May 4, 2022, banks started raising rates interest on home loans. ICICI Bank and Bank of Baroda announced interest rate hikes for their repo-linked home loans the next day, May […]

Home loan

Latest mortgage interest rates: May 6, 2022

What are the different fixed and variable interest rates offered for home loans today? Let’s take a detailed look at the interest rates of banks and housing finance companies. – Institution Amount of the loan Below Rs. 30,000,000 Rs. 30 to 75,000,000 Rs. 75,000,000 More BANKS (Floating rates) Axis Bank 6h75-7h20 6h75-7h20 6h75-7h20 Bank of […]

Home loan

These 5 banks offer the lowest interest rates

The Reserve Bank of India (RBI) on Wednesday raised the repo rate by 40 basis points to 4.40%, from 4% previously. Home loan interest rates are once again in the spotlight due to rising repo rates, which some industry experts believe could pave the way for rate hikes in the coming days. Some banks like […]

Bad credit loan

MoneyMutual Review: Really Bad Loan Provider or Lending Fraud?

Do you need money right now? MoneyMutual allows you to connect to lenders and borrow from $200 to $5,000 very quickly. Often, in less than 24 hours, the money will already be in your account. It is also very easy to use and you can fill its registration form effortlessly. If you want to know […]

Home loan

How to get a mortgage rate that starts with a ‘1’

The pain of rising rates is now a reality for millions of Australian mortgage borrowers, following the Reserve Bank’s decision to raise the official exchange rate in May. As the golden age of record high mortgage rates comes to an end, the good news is that it’s still possible to find ultra-low variable mortgages below […]

Home loan

Liberty reveals how borrowers can boost their chances of home loan approval

MELBOURNE, Australia – May 4, 2022 – ( Newswire.com ) Getting a good home loan application the first time is crucial, and non-bank lender Liberty says borrowers can take simple steps to increase their chances of success. As a leader in the Australian mortgage business, Liberty works closely with those looking home loans and understands […]

Home loan

Home loans and EMI car loans will become more expensive as RBI raises repo rates in surprise move

Reserve Bank of India (RBI) Governor Shaktikanta Das said on Wednesday that he held an off-cycle meeting amid high inflation and voted to raise the repo rate by 40 basis points, citing persistent inflationary pressures in the economy. Also, in line with the hosting withdrawal stance, it was decided to increase the cash reserve ratio […]

Home loan

Liberty reveals how borrowers can boost their chances of home loan approval

Press release – May 4, 2022 MELBOURNE, Australia, May 4, 2022 (Newswire.com) – Getting a good home loan application the first time is crucial, and non-bank lender Liberty says borrowers can take simple steps to increase their chances of success. As a leader in the Australian mortgage business, Liberty works closely with those looking home […]

Home loan

Your questions – Loans: only take out a fixed-rate mortgage if it is for a period of 5 to 7 years

By Chaitali Dutta As interest rates are likely to rise in the near future, should I take out a fixed rate home loan at lower rates?—Vimal KishoreIf you are taking out a loan with a term of 15 to 20 years, it may be better to opt for a variable rate loan as the long-term […]

Home loan

HDFC Raises Rates for Existing Borrowers, EMIs Expected to Increase

HDFC Ltd raised its benchmark lending rate by 5 basis points on Sunday, leading to higher monthly payment equivalents (EMIs) for existing borrowers. “HDFC is increasing its retail prime rate (RPLR) on home loans, on which its adjustable rate home loans (ARHL) are benchmarked, by 5 basis points, effective May 1, 2022,” the statement said. […]

Home loan

HDFC Raises Adjustable Home Loan Rate: What It Means for Existing and New Borrowers

NEW DELHI: Mortgage lender Housing Development Finance on Sunday raised its benchmark prime rate (RPLR) by 5 basis points (bps), on which its adjustable-rate home loans are benchmarked, with effect from May 1, 2022. This implies that HDFC’s adjustable rate home loans for customers with a credit score above 750 will now be 6.75% from […]

Home loan

Can a government influence the interest rate on your home loan?

As the election nears, United Australia Party leader Clive Palmer has pledged to cap mortgage interest rates at no more than 3%. But is it possible to cap mortgage rates? And can a government really influence interest rates in Australia? The latest advertisements from the United Australia Party (UAP) claim to promise a “maximum interest […]