Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our eligible employee customers. Easy and… https://t.co/PPa4G3W8yl
— State Bank of India (@TheOfficialSBI) 1653310799000
According to the tweet from the official SBI Twitter account, “Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our eligible employee customers. Easy and instant loan up to 35 lakhs on Yono app.
Who is eligible for Real Time Xpress Credit (RTXC)
Customers can now obtain RTXC from the comfort of their own home using YONO, a digital and paperless platform.
Central/State Government and Defense salaried customers of SBI will no longer need to visit a branch to obtain a personal loan under Real Time Xpress Credit. Credit checks, eligibility, sanctioning and documentation will now be done digitally and in real time.
According to SBI’s press release, “Under Real Time Xpress Credit, SBI Central Government or State and Defense salaried customers will no longer be required to visit a branch for a personal loan. Credit checks, eligibility, sanctioning and documentation will now be done digitally in real time”
Eligible customers will now be able to obtain personal loans of up to Rs 35 lakhs through YONO SBI without having to fill any paperwork. The whole disbursement request process is simple and fast.
Say yes to your dreams! Introducing Real Time Xpress Credit (RTXC) for our eligible employee customers. Easy and… https://t.co/PPa4G3W8yl
— State Bank of India (@TheOfficialSBI) 1653310799000
The main features are according to the official SBI tweet.
- Lowest interest rate
- Instant loan disbursement with just a few clicks
- Loans up to Rs 35 lakhs
- Document submission via Digital Document Execution
How to Get a Pre-Approved Loan in YONO
How to benefit from pre-approved personal loans (PAPL) on YONO:
Step 1: Log in to YONO using your credentials
Step 2: Click “Available Now”
Step 3: Select loan amount and term
Step 4: Enter OTP received on registered mobile number -> Amount credited
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