Home loan

Benefits of Applying for a Digital Home Loan Now

The implementation of technology has revolutionized business processes in almost every industry and has become an essential strategy for those wishing to succeed in this competitive environment. The home lending space has been relatively untouched by this technological revolution, primarily due to higher note size being a mainstay of traditional lenders. However, the increase in […]

Home loan

Standard Chartered Interest Only Home Loan Facility – What Does It Offer?

Once the interest only period is over, the home loan facility will be treated as a normal loan account where the EMIs include both principal and interest until maturity of the loan. Standard Chartered Bank, India has today launched its interest-only home loan facility for new and existing customers of the bank who wish to […]

Home loan

Home loan customers hope low interest rates will stay intact | News

Floating rate loans are offered in Estonia based on the six-month Euribor, which according to the latest calculation is at the level of -0.473%. Interest on home loans usually consists of a margin and an Euribor rate. Over the past six years, the Euribor has remained negative, with a floor of 0% in the contracts. […]

Home loan

Why should you buy a home loan protection plan with a home loan?

Reimbursement of the mortgage Death is a sad event which is very unfortunate in life for you as well as your family, and it can become even worse if you are the sole breadwinner in the family. In such a sad event, the payment/EMI of the loan amount is transferred to the dependents of the […]

Instant loan

How to get an instant loan no CIBIL score – Forbes Advisor INDIA

Today, getting an instant loan is not a problem as these are readily available from both traditional and non-traditional sources. However, getting a personal loan when the borrower does not have a CIBIL score or credit history, or a low score can be difficult for some. For such basics, borrowers should know that they can […]

Home loan

How to reduce your mortgage repayments in 2022

Looking to save money in 2022? It might be time to refinance your mortgage. Refinancing your loan can be a great way to save money and boost your budget. According to external refinancing figures released by the Australian Bureau of Statistics (ABS) in October 2021, more than 498,000 Australians are refinancing their loans. A total […]

Home loan

[Decoded] What should be the ideal length of your mortgage loan?

[Decoded] What should be the ideal length of your mortgage loan? | Photo credit: BCCL With mortgage rates at an all-time low, this is probably the best time to buy a home. Home loans make home ownership convenient and affordable. If you have decided to buy a property by taking the help of a home […]

Instant loan

How can I get an instant loan online in India? – NewsGram

By- Kritika G Everything is done today in a snap of the fingers. Long queues, bulky application forms, a large amount of waiting time, everything sort of spins into extinction. The way we do our banking today is nothing like it was ten years ago. It’s more paperless, it takes less time, there are no […]

Home loan

Home Loan | Tax savings: the intelligent use of home loan can offer the best tax savings at the lowest cost

For someone managing a home loan, this might be one of the best tax saving tools in their pot, especially if they have exhausted all other tax saving opportunities. In addition to saving taxes, your home loan also allows you to create an asset valuing at the lowest interest rate. While many are aware of […]

Instant loan

Kumari Foneloan – Buy Now, Pay Later in Nepal: Instant Loan, Pay on EMI

Kumari Bank, a commercial bank in Nepal, has introduced a Buy Now, Pay Later (BNPL) service, which allows customers to get an EMI loan instantly directly from their mobile banking app. Foneloan – Buy now Pay later The concept of instant lending through a mobile banking app is nothing new. About a year ago, several […]

Home loan

What is the repo rate and how does its movement affect home loan EMIs?

There may be times when commercial banks would justify a lot of liquidity; scenarios such as sudden redemption or withdrawal of funds in bulk or in order to maintain its statutory liquidity ratio (SLR) or cash reserve ratio (CRR). In such a case, banks take loans from the Reserve Bank of India by keeping government […]

Home loan

Why housing finance companies charge higher interest rates than banks

Mortgage Interest Rates (Banks vs HFC / NBFC): Home loans are provided to clients by banks and some non-bank finance companies (NBFCs) registered as Housing Finance Companies (HFCs). Home loans are provided to clients by nationalized banks and certain non-bank finance companies (NBFCs) registered as housing finance companies (HFCs). All of these institutions are regulated […]

Home loan

How to Calculate Your Home Loan EMI Using Different Methods

Owning a home remains one of the fondest dreams of many of us. With mortgage interest rates at a multi-year low, today’s real estate market could be a once-in-a-lifetime opportunity for someone looking to purchase residential property. While home loans are available these days with relative ease, the worry that […] Owning a home remains […]

Home loan

Canara Bank mortgage interest rates will start at 6.65%

announced on Saturday that it had a limited-time offer in which mortgage interest rates would start at 6.65% per annum. “This offer is applicable to all customers regardless of the loan amount. In addition to the attractive interest rate and the quick, hassle-free sanction, the Bank waived processing and documentation fees. excellent opportunity to obtain […]

Home loan

Canara Bank Launches Attractive Limited Time Offer for Home Loan Clients

Good news is online for those customers wanting to avail the home loan. Canara Bank has come up with an attractive offer aimed at all types of customers who dream of owning a home. The Bank has launched a limited-time offer allowing customers to benefit from a home loan at an interest rate of 6.65% […]

Home loan

Home loan calculator: a tool that helps you make a calculated decision

Home loan calculator: a tool that helps you make a calculated decision Home loans are a long-term, high-value financial product that requires efficient management and informed decision-making to avoid defaults. Since not paying EMIs on time can harm your financial record, it is imperative to find a staggered amount and repayment plan that suit your […]

Instant loan

How to get instant loan online in India

Business Wire IndiaIn an emergency, you may need short-term funds. In such cases, the instant loans available online in the form of personal loans are the best option. Instant loans can be obtained online through personal loan offers from traditional banks or financial technology companies. While personal loans from banks used to take days or […]

Home loan

Four things to consider before applying for a home loan

New Delhi, Delhi, India: In an emergency, you may need short-term funds. In such cases, the instant loans available online in the form of personal loans are the best option. Instant loans can be obtained online through personal loan offers from traditional banks or financial technology companies. While personal loans from banks used to take […]

Instant loan

How to get instant loan online in India

https://ift.tt/2zaxEZA Business Wire IndiaIn an emergency, you may need short-term funds. In such cases, the instant loans available online in the form of personal loans are the best option. Instant loans can be obtained online through personal loan offers from traditional banks or financial technology companies. While personal loans from banks used to take days […]

Home loan

Understanding the Benefits of a Home Loan EMI Calculator

Investment oi-Sneha Kulkarni Through Staff | Updated: Wednesday 24 November 2021, 17:18 [IST] The best way to prepare for a mortgage-sized financial commitment is to know exactly how much you’ll need to repay, over the life of your loan. To enable you to do this, there are many EMI home loan calculators online that help […]

Home loan

Do I have to partially repay a ₹30 lakh 10 year home loan at 6.9%? I will lose the tax benefit

I have a loan ₹30 lakh, which I took for 10 years at an interest rate of 6.9%. Do I have to prepay part of it? I would waive the tax benefit on interest on home loans. Name masked on request It’s always best to pay off liabilities by making regular partial payments and freeing […]

Home loan

SBI Home Loan State Bank of India Realty Gold Loan Scheme Interest Rate Eligibility

New Delhi: The State Bank of India (SBI) offers a “real estate gold loan program” to its client. As part of this program, one can benefit from a quick and hassle-free loan to compensate for the shortfall in the financing of the house of his dreams. “Golden border for the house of your dreams. Use […]

Home loan

How to Improve Home Loan Eligibility After Rejection – Forbes Advisor INDIA

Home loans often have a long life, prompting lenders to follow strict discipline. They are satisfied with a guarantee that the money lent will be repaid without complications. If the lender is not satisfied, he has the right to refuse your home loan for any reason. This can be disappointing and derail your goals. However, […]

Home loan

Mortgage fees 2021: Know the total cost of your loan before making your request

When you get a home loan, other than the equivalent monthly payment (EMI), you must also pay various fees applicable on this home loan. These fees vary among lenders (banks, housing finance companies, and non-bank finance companies). Additionally, some lenders may charge fees separately while others may bundle various fees together. Some fees are fixed […]

Home loan

10 tips to increase home loan eligibility – Forbes Advisor INDIA

Housing affordability has risen sharply over the past two years, with housing rates falling and interest rates on loans falling to their lowest levels. So if you’re considering buying a home, chances are you want to get as much loan as possible. If you are a first-time home buyer, qualifying for a home loan requires […]

Home loan

Home loan over 15 or 30 years? Know the impact on the EMI, the interest before choosing the tenure

The total interest you end up paying on the EMI will depend on the term you choose. Moving into your own home is a dream for most tenants who pay rent to their landlord. With mortgage interest rates at their multi-year low of around 7%, home finance is gaining ground among many tenants. After planning […]

Home loan

Online home loan and digital sanction letter – For a simple and smooth home loan experience

Apart from the online application aspect, applicants also benefit from all the features of a home loan from Bajaj Housing Finance. Most Indians rely on a home loan to make their dream home a reality. High real estate prices have almost made home loans a necessity for most people in the middle income segment to […]

Home loan

Diwali 2021 SBI mortgage interest rate PNB Canara Bank of Baroda Kotak Mahindra Bank of India

New Delhi: If you are looking to have your dream home this Diwali, there are a number of banks offering lucrative home loan deals. State Bank of India (SBI), Punjab National Bank (PNB), Canara Bank, Bank of Baroda, Bank of India and Kotak Mahindra Bank offer low interest rates and reduced processing fees.Also Read – […]

Instant loan

Need instant loan say hello on whatsapp and get up to rs 10 lakh know how to apply

By Lokmat English office | Posted: October 25, 2021 5:03 PM2021-10-25T17: 03: 06 + 5: 302021-10-25T17: 03: 06 + 5: 30 Next If anyone had said that users can get a loan from WhatsApp, an instant messaging app, no one would believe it at first. But yes it’s true. WhatsApp has launched a new service […]

Bad credit loan

Follow These Tips Before Applying For A Bad Credit Loan Online

Today, many bad credit borrowers do not turn to traditional lenders when they need to borrow money. This is because their chances of getting a loan from traditional banks and credit unions are slim to none. Traditional lenders have strict credit requirements, and people with bad credit are usually turned down from their loan applications. […]

Home loan

YOUR REQUESTS: LOANS: Income streams and current debt determine mortgage eligibility

The loan amount you can get will be limited by the maximum loan-to-value ratio (LTV) allowed by the regulator based on the value of the property you are purchasing. By Manish Chaudhari After working abroad for 15 years, I returned to India in July of this year. I want to take out a mortgage to […]

Instant loan

Get Instant PNB Loan Online Follow This Step By Step Guide – Details Here

PNB online loan: Punjab National Bank (PNB) clients should know that they can get a personal loan in an instant. To find out more, interested customers can log on to the official PNB website at pnbindia.in. See Zee Business Live TV Streaming below: PNB recently tweeted from its official Twitter account about getting a personal […]

Home loan

Enjoy the Benefits of Going with a Home Loan Online and Get an Instant Digital Sanction Letter – The New Indian Express

Perhaps one of the most disheartening aspects of borrowing a home loan is how long it can take to start the process. Whenever we think of home loans, most of us still think of the multitude of documents, the series of phone calls and the insistent branch visits. However, to improve your borrowing experience, the […]

Home loan

Now Bajaj Finserv is reducing the interest rate on home loans; you can get up to Rs 5 crore at just Rs 645/lakh EMI

NBFC Bajaj Finserv Limited today (Tuesday) announced an interest rate reduction for its home loans. The interest rate for salaried and professional applicants now starts from 6.70% per annum NBFC Bajaj Finserv Limited today (Tuesday) announced an interest rate reduction for its home loans. The interest rate for salaried and professional applicants now starts from […]

Home loan

SBI Home Loan Calculator: Rs 50 lakh for 20 years at 6.7% – This will be your NDE | Check how to apply online, required documents and more

SBI Home Loans: India’s largest lender, State Bank of India (SBI), claims to have helped over 30 lakh families achieve the dream of owning a home. The bank says it offers personalized home loans according to individual needs with home loans such as regular home loan, SBI Privilege home loan for government employees, SBI Shaurya […]

Home loan

Bank of Baroda Reduces Mortgage Interest Rate to 6.5%: Get Details Here

Just as many other banks have done in the past month, it announced today that it has reduced the interest rate on its home loan for a limited period during the holiday season. Bank of Baroda has announced that it has reduced its mortgage interest rate to 6.5% effective October 7, 2021. The special mortgage […]

Home loan

Should you go?

Almost all banks try to attract customers with attractive offers, ranging from low interest rates to zero processing fees. It’s that time of year when it rains festive offers on home loans. Almost all banks try to attract customers with attractive offers, ranging from low interest rates to zero processing fees. Offers India’s largest bank, […]

Home loan

Fixed vs. floating mortgage interest rates: which one to choose?

Shikha, 40, mother of two, is an IT professional. She has lived with her parents since her husband died five years ago. She thinks the time has come to buy her own house. She has approached lenders for a home loan and must choose between a fixed rate loan and an adjustable rate loan. Which […]

Home loan

Bajaj Housing Finance Reduces Interest Rate on Home Loans, Based on 48-Hour Disbursement

The government on Thursday kept interest rates on small savings plans, including NSC and PPF, unchanged for the third quarter of 2021-2022 amid the COVID-19 pandemic and high inflation. The Public Provident Fund (PPF) and the National Savings Certificate (NSC) will continue to bear an annual interest rate of 7.1% and 6.8%, respectively. Today, Bajaj […]

Home loan

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Bajaj Housing Finance (BHFL), a wholly-owned subsidiary of Bajaj Finance, has revised the interest rate on its mortgage loans to 6.70% per year against 6.75% per year for salaried and professional applicants. Applicants with a good credit, income and employment profile can apply today and save significantly by taking advantage of this new interest rate. […]

Home loan

Bajaj Housing Finance cuts mortgage interest rate to 6.70% per annum

Bajaj Housing Finance Limited (BHFL), a wholly-owned subsidiary of Bajaj Finance Limited, has revised the interest rate on its mortgage loans to 6.70% * pa against 6.75% pa for salaried and professional applicants. Applicants with good credit, income and employment profiles can apply today and save significantly by taking advantage of this new interest rate. […]

Home loan

Kotak Mahindra Bank Drops Mortgage Interest Rates to 6.50% | Udaipur News | Latest news from Udaipur

Udaipur: The holiday season has started in India and in a move that will cheer consumers in Udaipur, Kotak Mahindra Bank (KMBL) has again cut mortgage rates by an additional 15 basis points (bps) from 6.65% at 6.50% * pa Kotak mortgage interest rates now start at 6.50% * per annum, providing the best value […]

Home loan

Home Buyers Alert! Check Out These Home Loan Offers From SBI, BoB, PNB, HDFC & Kotak Mahindra – See Everything You Need To Know

Home loan for the end of the year holidays: There is good news for home buyers. Several banks are offering real estate loans for the next Christmas and New Year holidays. In the midst of this COVID-19 pandemic, these offers from banks may be cause for celebration for housing seekers. See Zee Business Live TV […]

Home loan

SBI Home Loan: Check State Bank of India Holiday Season Benefits; see how to apply, check the full process here

SBI Real Estate Loan Via YONO: As the holiday season approaches, customers of the State Bank of India (SBI) have good reason to rejoice despite the ongoing COVID-19 pandemic. The country’s largest public sector bank has implemented a number of home loan benefits that buyers can take advantage of. In case of questions, interested customers […]

Home loan

Can you opt for a mortgage to build your house?

The amount of home loans that one can take out depends on the borrower’s income. Over the past two years, accessibility for those looking to buy / build a home for self-occupancy or investment purposes has increased. When applying for a home loan, the borrower’s income and repayment capacity are the two most important factors. […]

Home loan

Get the LIC HFL home loan now up to Rs 2 crore at 6.66%! Check out what SBI, HDFC, Kotak, Bank of Baroda have to offer

Representative image Amid growing demand for larger and more affordable spaces, LIC Housing Finance (LIC HFL) has extended its lowest mortgage rate of 6.66% for home loans up to Rs 2 crore. Earlier in July this year, LIC HFL announced that it was offering home loans at an interest rate of 6.66% up to Rs […]

Home loan

Lowest home loan rate: LIC HFL extends lowest home loan offer of 6.66pc for loans up to Rs 2 cr

Mortgage financier Finance (LIC HFL) on Thursday extended its lowest mortgage lending rate of 6.66% for home loans up to Rs 2 crore. In July this year, it announced to offer home loans at an interest rate of 6.66% for an amount up to Rs 50 lakh to new borrowers. The new offer announced on […]

Home loan

SBI, PNB, BoB, Kotak Bank have reduced mortgage rates; check details here

In this festive period, public and private sector banks are competing to offer attractive interest rate offers to retail loan customers. State-owned banks like the State Bank of India (SBI), Punjab National Bank (PNB) and Bank of Baroda (BoB) are now offering home loans at record interest rates to take advantage of holiday demand. end […]

Home loan

Home loan competition intensifies as banks embark on a wave of lower interest rates

As the economy is recovering and the home buying market is expected to see growth in the upcoming festival season, lenders are rushing to lure home loan customers with rate cuts. ‘interest. Although the Reserve Bank of India (RBI) has kept policy rates unchanged at 4% for the past seven review meetings, banks led by […]

Home loan

Five important things before opting for a mortgage

Home loan: You must calculate your income before applying for a home loan. This is necessary because banks grant home loans based on your income. Your chances of getting a loan also depend on your repayment. Indeed, the bank first checks if you can repay the mortgage. The more income you have, the more willing […]

Home loan

5 Things to Consider Before Opting for a Home Loan Balance Transfer Indiafleurit

A mortgage balance transfer becomes necessary when you are not satisfied with the mortgage interest rate offered by your current lender. It’s also a smart alternative if you also need a top-up loan. A home loan balance transfer gives you the benefits of being with a new lender, which include the possibility of a relatively […]

Home loan

Apply for a home loan online with Bajaj Housing Finance and get a free Rs 10,000 Amazon gift certificate

ANI | Update: 09 Sep 2021 18:28 STI Pune (Maharashtra) [India], Sep 9 (ANI / NewsView): Bajaj Housing Finance (BHFL), a wholly-owned subsidiary of Bajaj Finance Limited, offers mortgage services on attractive terms.Customers can enjoy their products and become owners while enjoying an array of features and benefits.Their enhanced services also allow customers to apply […]

Home loan

Mortgage Vs mortgage: which one to choose? To find

The repayment period of a mortgage is one of the longest available to the borrower, up to 30 years. When it comes to mortgage credit, there are different classifications. Depending on what the borrower wants to do with the home loan money, a separate category of home loan should be chosen. For example, there is […]

Home loan

The Do’s and Don’ts of Applying for a Home Loan Online

Due to low credit rating, income restriction or high debt to income ratio, or any other failure to meet loan eligibility criteria, if one is denied the amount necessary, taking out a joint loan could help. Digital advancements have made various financial transactions seamless – all one needs is a computer or smartphone and an […]

Home loan

Smart tips to repay your mortgage, personal loan on time

The deduction in Article 80E concerns the interest on loans taken out for higher education with a financial institution or an approved charitable institution. With the cost of living steadily increasing, personal loans have started to play an important role in our lives today. Unlike the days when you had to queue in banks for […]

Home loan

SBI home loan offer to end tomorrow: here’s how you can grab yours

SBI mortgage products SBI is the largest lender in India in terms of mortgages and the bank has extended its loan offer to over 30 lakh families across the country. SBI offers a range of home loan products such as SBI Regular Home Loan, SBI Home Loan Balance Transfer, SBI NRI Home Loan, SBI Flexipay […]

Home loan

Smart Ways to Increase Chances of Home Loan Approval

Applying for a home loan on the basis of an optimal IME would increase your chances of obtaining a home loan Owning a home is truly rewarding. The feelings associated with owning a home cannot be equated with anything else. But, lenders take a very cautious approach when evaluating mortgage applications, especially those involving the […]

Home loan

Many banks’ mortgage portfolios are starting to show signs of strain

Many banks’ mortgage portfolios have shown signs of strain, with data from one of the main guarantors of these advances suggesting an almost three-fold increase in the pool of mortgage delinquencies over the past 15 months, which has witnessed several waves of job losses and wage cuts. But a recovery is probably underway and the […]

Home loan

Low credit rating? Six tips for getting a home loan now

Keep in mind that sibling, sister-in-law, a parent with an unmarried daughter are some of the relationships that are generally not allowed as co-applicants in a home loan. The credit rating is now an integral part of the home loan process. Maintaining a high credit score of at least 750 can help you get loans […]

Home loan

5 Ways To Pay Home Loan IMEs – Know Them Before Contacting A Lender

It is best to explore various mortgage repayment options before finalizing the deal. Repaying home loan IMEs is a long-term commitment as it can span 10 to 30 years. The financial condition of the borrower can go through huge changes over the years. So, it is always better to keep some flexibility when entering into […]

Home loan

Real estate loan | Does the bank require you to take out insurance before sanctioning a mortgage? know this

Does the bank require you to take out insurance before sanctioning a mortgage? Know it Highlights Home loan insurance can generally be used when obtaining the home loan Home loan insurance is like term insurance There is no insurance regulation that obliges loans with insurance New Delhi: Buying a house is a dream for many […]

Home loan

5 things to keep in mind before applying

Taking out a home loan is never an easy proposition as you get older. Living a comfortable life after retirement is a dream for many, and many want the same to be experienced in their own homes. Although mortgage rates are at their lowest, with some banks and lending institutions offering loans at nearly 6.90% […]

Home loan

What is LTV in a home loan and why is it important? – Advisor Forbes INDIA

The initial down payment for a home is one of the biggest concerns for a homebuyer. Even paying a small percentage of the property’s value can have a huge impact on your borrowing ability and the overall cost of the loan. The initial down payment plays a crucial role in qualifying for a home loan […]

Home loan

How to download the SBI mortgage interest certificate?

Steps to upload your mortgage certificate online via SBI online banking To download a mortgage loan interest certificate online, SBI is today notifying its clients via its Twitter account that “Do you want a copy of your mortgage loan interest certificate?” You can download the certificate easily using Online SBI or SBI Quick. services from […]

Home loan

5 smart ways to increase your mortgage eligibility

Here are five smart ways to increase your eligibility and your chances of getting approved for a home loan. Lenders take several factors into consideration when assessing your mortgage application. The main ones are your income, income, age, remaining working age, LTV ratio, characteristics of your property, and existing loan repayment obligations. Failure to meet […]

Home loan

0% home loan offered for teachers and first responders

Soon it might be easier to buy a house A new no-down mortgage option may soon be here, at least for teachers, police, firefighters and other first responders. The HELPER law, which was recently introduced in the House of Representatives, aims to create a mortgage program only for these professionals. In many ways, this new […]

Home loan

VA Home Loan Requirements for 2021

What Are the Minimum Requirements for a VA Home Loan? The first requirement for a VA home loan is that you must be eligible for VA loan benefits. Most Veterans, Military, National Guard and Reservists are eligible. Other requirements include decent credit (usually 620 or more), stable income, and stable employment. Fortunately for veterans and […]

Home loan

5 advantages of benefiting from an additional home loan in the event of a financial deficit

Here are 5 major advantages of having a complementary home loan over alternative options such as a personal loan, a credit card loan, and a car loan. Just like other consumers, existing home loan borrowers can also use additional credit facilities to finance major expenses such as home renovations or renovations, car purchase, children’s higher […]

Home loan

Advantages and disadvantages of taking out a joint mortgage loan with a brother or sister

Priya has realized that buying a house is not easy in a metro like Delhi, where she has worked with a famous design house for seven years. She is originally from a small town and has always dreamed of having her own house in the city, not too far from her workplace. Unfortunately, she found […]

Home loan

Tips for checking your home loan eligibility with co-applicant, existing loan and credit score

Your credit history and credit score show your previous repayment history and also help lenders decide on your home loan eligibility. Home loan interest rates at most banks and NBFCs are currently low and even residential property prices are not rising rapidly. However, homebuyers may need to accelerate their buying decision. In the post-Covid-19 world, […]

Instant loan

Hyderabad Police File Indictment Against Instant Loan Applications | Hyderabad News

HYDERABAD: Six months after Hyderabad police filed criminal case against representatives of mobile apps offering high-interest loans – allegedly harassing defaulting debtors by defaming them – days ago , the police filed an indictment against the defendants, including those arrested. Chinese national Zhu Wei alias Lambo, in front of the Nampally Criminal Court. Cybercrime detectives […]

Home loan

When Should You Transfer Your Home Loan Balance? – Forbes Advisor INDIA

A home loan balance transfer is the process of transferring an existing home loan to another lender at a lower interest rate and other benefits. It’s quite similar to getting a new home loan. When a borrower makes a balance transfer, their total outstanding loan will be transferred to the new account where the new […]

Home loan

Save lakhs on home loan! Here’s what you need to do

Banking entities across the board have been steadily cutting home loan interest rates since the last quarter of 2020, passing on the rate advantages to customers. This accelerated the decline in demand for housing loans. The lower interest rate regime is here to stay amid Covid-19. The lower interest rates bring a lot of relief […]

Home loan

How to Apply for a VA Home Loan

How do I apply for a VA loan? If you are an active duty member, veteran, member of the National Guard, or the surviving spouse of a service member, you may qualify for a VA home loan. These government loans are insured by the US Department of Veterans Affairs. They have no down payment, no […]

Home loan

5 Mistakes Mortgage Applicants Should Avoid

Any wrong choices or decisions made by a home loan borrower can reduce their chances of getting an optimal home loan and also affect future repayments. Home loan is a long-term financial commitment for borrowers, as it involves a longer term and larger loan amount. Any wrong choices or decisions made by a home loan […]

Home loan

How do I pre-qualify for a home loan?

What does it mean to pre-qualify for a loan? When you’re preparing to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides a rough estimate of how much home you can afford. Pre-qualification is usually quick and easy – you […]

Home loan

Benefits of taking a joint home loan – Forbes Advisor INDIA

In India, the purchase of a house is the biggest investment made by an individual during his life. As our families grow, we plan for the future and plan to invest in larger homes that can comfortably accommodate and protect a growing family. However, these dream homes come at a significant cost, guarantee access to […]

Home loan

4 Benefits of a Pre-Approved Home Loan

A pre-approved home loan is granted to eligible consumers who have a strong financial situation. “As a special customer, we want you to have a truly prosperous life. And so we are pleased to inform you that you are eligible for a pre-approved home loan. How familiar does this sound? It’s very likely that at […]

Home loan

Get Instant Digital Home Loan Sanction Letter with Bajaj Housing Finan – The New Indian Express

Applying for a home loan has long been tedious, but advancements in FinTech are rapidly transforming the way we apply and use these loans. Of all the steps in the loan application process, obtaining the sanction letter is the most crucial as it finalizes the maximum loan amount and other key details. Technology has shortened […]

Instant loan

Instant Loan Apps Scam, The Chinese Link, Telecom News, ET Telecom

Hyderabad: A month after Telangana police began cracking down on illegal instant loan applications following the suicide of five people, the investigation showed a deeper Chinese connection to the scam. After arresting at least four Chinese nationals for using illegal apps, cops are now investigating the roles of other Chinese. In the latest incident, Cyberabad […]

Home loan

Get Instant Home Loan Approval at 6.75%! Kotak Mahindra Bank Announces New Facility

Kotak Mahindra Bank (Kotak) has announced that it has introduced instant principled sanctioning of home loans on its digital platform Kotak Mahindra Bank (Kotak) has announced that it has introduced instant in-principle sanctioning of home loans on its digital platform – Kotak Digi Home Loans. The bank offers home loans from 6.75%. According to a […]