Home loan

What you need to know before applying for your first home loan

Applying for your first home loan can be nerve-wracking, confusing and daunting, Meg Watson* shares the lessons she learned the hard way. My partner and me just got pre-approved for our first home loan, and I feel like I could spit at any moment. This is partly due to my enthusiasm: it’s a privilege to […]

Home loan

Benefits of Applying for a Digital Home Loan Now

The implementation of technology has revolutionized business processes in almost every industry and has become an essential strategy for those wishing to succeed in this competitive environment. The home lending space has been relatively untouched by this technological revolution, primarily due to higher note size being a mainstay of traditional lenders. However, the increase in […]

Home loan

What you need to know before applying for your first home loan

My partner and I just got pre-approved for our first home loan, and I feel like I could spit at any moment. This is partly due to my enthusiasm: it’s a privilege to be in this position and the thought of hanging a picture on a wall without asking permission brings me really deep (and […]

Home loan

Estate agents hail RBI policy; low interest rates on home loans to stimulate housing demand

“Real estate, particularly the residential segment, has largely benefited from historically low benchmark lending rates. This should continue to strengthen as demand has remained constant over the past few quarters,” said Anurag Mathur, CEO of Savills India. Property developers and consultants on Thursday welcomed the RBI’s decision to keep key rates unchanged, saying record low […]

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EU budget 2022: five things you need to know about mortgage incentives

NEW DELHI: The Union Budget 2022-23 announced by Finance Minister Nirmala Sitharaman has allocated Rs 48,000 crore to Pradhan Mantri Awas Yojana (PMAY). It also allowed for faster approvals for affordable housing in urban areas. EU budget 2022: full coverage She also announced the establishment of a high-level panel of experts to advise on policy […]

Home loan

Budget wish list Individuals: increase in tax brackets, discount on mortgage: La Tribune Inde

Tribune press service Vijay C Roy Chandigarh, January 28 For individuals, expectations of the budget are always high, as they are dedicated taxpayers and an important force in nation building. As the pandemic has put pressure on their incomes, individual taxpayers expect some relief on the personal income tax front. Their wish list […]

Home loan

Budget wish list Individuals: increase in tax brackets, discount on mortgage: La Tribune Inde

Tribune press service Vijay C Roy Chandigarh, January 28 For individuals, expectations of the budget are always high, as they are dedicated taxpayers and an important force in nation building. As the pandemic has put pressure on their incomes, individual taxpayers expect some relief on the personal income tax front. Their wish list […]

Home loan

New Zealand borrowers face doubling of interest as 60% of mortgages need to be renewed

About 60% of home loans will need to be refinanced over the next year and for many borrowers that will mean their interest rates will double, according to CoreLogic’s latest economic and housing market update. CoreLogic’s chief real estate economist, Kelvin Davidson, said in the middle of last year that fixed-term interest rates were between […]

Home loan

A Guide to Conditional and Unconditional Home Loan Approval

Want to take a bite out of the real estate market? Before you get started, it’s important to maximize your financial situation and agree to increase your chances of getting approved for a home loan. You’ve put in the hard yards and saved enough for a security deposit, maintained a good credit rating, and signed […]

Home loan

Income Tax Deduction of Rs 5 Lakh on Home Loan Interest – 2022 Budget Forecast for Real Estate and Home Buyers

Budget 2022 real estate expectations: The real estate sector saw a strong comeback last year, with home sales in major cities jumping to 90% of pre-covid levels Budget 2022 Real Estate Expectations: The real estate sector saw a strong comeback last year, with home sales in major cities jumping to 90% of pre-covid levels while […]

Home loan

Hold onto the certainty of a fixed rate home loan

With accommodative monetary policy coming to an end, it makes sense to lock in interest rates that will remain static for some time The dream of every middle-class Indian family is to own a house. This is true regardless of the city in which they reside. When a child settles into a stable job, there […]

Home loan

Banks undertake ‘forensic analysis’ of home loan seekers’ spending habits

By Riley Kennedy of Having takeout at least twice a week or a quick bet could now, quite literally, prevent you from getting a home loan, Dunedin mortgage brokers warn. MoaMoney’s director of mortgages and investments, Asher Ingram, of Dunedin, believes the new lending rules are making it harder for first-time home buyers to borrow. […]

Home loan

Why takeout and Uber could now be hurting your mortgage chances

Business Jan 12, 2022 5:40 PM3 minute read Kiwis will need to improve their tracking of their spending. Photo/Getty Images Having takeout at least twice a week or a quick bet could now, quite literally, prevent you from getting a home loan, Dunedin mortgage brokers warn. People have long been told that they need to […]

Home loan

Latest mortgage interest rates: January 7, 2022

What are the different fixed and variable interest rates offered for home loans today? Let’s take a detailed look at the interest rates of banks and housing finance companies. – Institution Amount of the loan Below Rs. 30,000,000 Rs. 30 to 75,000,000 Rs. 75,000,000 more BANKS (Floating rates) Axis Bank 6h75-7h20 6h75-7h20 6h75-7h20 Bank of […]

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Home loan

Home loan note sizes rebound after pandemic slowdown, while women get high credit scores: Report

The first quarter of 2021 started off on a promising note, with the average note size for home loans climbing to Rs 28.43 lakh from Rs 27.74 lakh in the previous quarter. Demand for home loans has picked up after the lockdown and the easing of restrictions, while the average size of personal loans has […]

Home loan

The appearance of the home loan can also be an issue in the rate of your respective mortgage – TechnoMag

The appearance of the home loan can also be an issue in the rate of your mortgage from respective buyers. Person financing is exactly as if it were a real estate loan taking into account a personal expense The main and most important benefit of financial products is quite simply because they offer volume transport, […]

Home loan

Does it make sense that millennials are asking for a home loan in their 20s

Isn’t owning your dream home one of the most cherished dreams we all tend to have as soon as we start making money? Surely that is at the top of our priority list of financial goals, right? But we are rarely able to match our actions with it. And what excuse do we have? More […]

Home loan

Repo rate unchanged positive for mortgage borrowers: Real estate agents

The unchanged repo rate will help maintain the status quo on the current low interest rate regime for some time to come. This works well for home loan borrowers as the affordability environment will continue. If you’ve taken out a home loan or are planning to take one out in the near future, here’s good […]

Home loan

Rbi keeps the pension rate on hold; Why mortgage borrowers should rejoice

The Reserve Bank of India (RBI) on Wednesday kept the repo rate at 4% in its monetary policy announcement, encouraging millions of mortgage borrowers. The status quo on interest rates means that the low home loan interest rate regime will continue in the market and bodes well for the housing industry and the real estate […]

Home loan

”Low Interest Rates on Home Loans to Foster Continued Recovery in Home Sales: Estate Agents on RBI Policy

The Reserve Bank of India’s (RBI) decision to keep policy rates unchanged will lead to continued low interest rates on home loans and support the continued recovery in housing demand, property developers and consultants say. Welcoming the RBI’s policy, CREDAI Chairman Harshvardhan Patodia said that “RBI’s dovish stance on maintaining the repo and reverse repo […]

Home loan

Home loans are limited as housing supply and demand push up prices

WACO, TX – Real estate supply and demand is driving up prices. “Be responsible. Don’t live beyond your means,” suggested Chris Allmay. The current limit for conventional home loans is $ 548,000, but as of January 1, 2022, that number jumps to $ 647,000. It’s a pretty big jump as Allmay describes it. Bankrate.com calls […]

Home loan

How to Calculate Your Home Loan EMI Using Different Methods

Owning a home remains one of the fondest dreams of many of us. With mortgage interest rates at a multi-year low, today’s real estate market could be a once-in-a-lifetime opportunity for someone looking to purchase residential property. While home loans are available these days with relative ease, the worry that […] Owning a home remains […]

Home loan

The 5 Most Common Reasons Your Home Loan Won’t Get Approved & How To Avoid Them

Navigating a home loan application can often be a long and complicated process. Often times after the stressful and trying hours you have spent, you can still be rejected. A survey by Digital Finance Analytics found that around 40% of home loans were rejected as of December 2018. A mortgage is a long-term commitment and […]

Home loan

LoanSnap’s Bacon Protocol Grants First Seven NFT Mortgages – Federal Home Loan Mortgage (FMCC)

Mortgage lender Snap Loan announced the minting of its first seven residential mortgages as non-fungible tokens (NFTs) through its Bacon protocol Platform. What happened: Bacon Protocol’s NFT mortgages are based on what LoanSnap describes as “smart loans” based on a borrower’s full financial experience. The Costa Mesa, California-based company uses artificial intelligence to determine if […]

Home loan

Boiling real estate market tests banks’ mortgage factories

Amit Sachdeva wanted to buy a family home in Noble Park, in the south-eastern suburb of Melbourne. The three-bedroom house was within walking distance of her six-year-old’s school and “beautifully built.” Sachdeva and his wife both work full time and have an existing mortgage with ANZ after refinancing their CBA mortgage last year to take […]

Bad credit loan

Every fourth U.S. citizen has taken bad credit – should you?

Personal loans seem to have become a fashionable financial tool. According to the LendingClub report, 24% of customers in the United States have already applied for bad credit loans. No wonder it has become the second most popular type of credit product, leaving credit cards behind. In the independent survey conducted by American Express, it […]

Home loan

SBI Home Loan State Bank of India Realty Gold Loan Scheme Interest Rate Eligibility

New Delhi: The State Bank of India (SBI) offers a “real estate gold loan program” to its client. As part of this program, one can benefit from a quick and hassle-free loan to compensate for the shortfall in the financing of the house of his dreams. “Golden border for the house of your dreams. Use […]

Home loan

How to Improve Home Loan Eligibility After Rejection – Forbes Advisor INDIA

Home loans often have a long life, prompting lenders to follow strict discipline. They are satisfied with a guarantee that the money lent will be repaid without complications. If the lender is not satisfied, he has the right to refuse your home loan for any reason. This can be disappointing and derail your goals. However, […]

Home loan

Next Level Thinking About Employee Home Loan Assistance Programs

This coin originally appeared in the November 2021 edition of DS News, available here. “Unprecedented” leads all applicants to the title of the most hackneyed word in English over the past year. For employers who rely heavily on in-demand talent, the rise of remote and hybrid work environments combined with a historically rapid appreciation in […]

Home loan

10 tips to increase home loan eligibility – Forbes Advisor INDIA

Housing affordability has risen sharply over the past two years, with housing rates falling and interest rates on loans falling to their lowest levels. So if you’re considering buying a home, chances are you want to get as much loan as possible. If you are a first-time home buyer, qualifying for a home loan requires […]

Home loan

CommBank Increases Fixed Rates On Home Loans – A Sign of Things to Come?

Last week, CommBank raised rates on fixed home loans by up to 0.50 percentage points for homeowners and investors, marking the first one-year fixed rate hike for a major bank since 2018 and a signal that the interest rate cycle has started to increase. The CBA has raised rates following the RBA’s announcement this week. […]

Home loan

With interest rates rising, is it time to fix your home loan?

Last year Australian homebuyers saw some of the lowest and most competitive fixed mortgage rates ever, but that is slowly changing. This year, fixed mortgage rates have generally moved higher, with the big banks increasing first and a series of smaller banks and institutions following in kind. Two moves appear to have triggered the latest […]

Home loan

Chinese banks speed up mortgage disbursements but caution prevails, Real Estate News, ET RealEstate

Photo file BEIJING: Some Chinese banks have sped up mortgage disbursements in some cities, a relief for cash-strapped developers keen to close the deals, but no wave of new loans has yet been triggered amid heavy pressure regulatory framework to deleverage the sector. The authorities do not want genuine buyers to be excluded from the […]

Home loan

Homeowners underestimate the magnitude of upcoming mortgage rate hikes

David White / Stuff Banks’ insurance practices are under scrutiny. In March, ANZ was fined $280,000 for selling some customers credit card refund insurance they were too old to claim and charging others for “duplicate” policies that didn’t offered them no additional coverage. Home loans are rapidly becoming more expensive as major banks raise mortgage […]

Home loan

Online home loan and digital sanction letter – For a simple and smooth home loan experience

Apart from the online application aspect, applicants also benefit from all the features of a home loan from Bajaj Housing Finance. Most Indians rely on a home loan to make their dream home a reality. High real estate prices have almost made home loans a necessity for most people in the middle income segment to […]

Home loan

Banks Raise Interest Rates on Home Loans as APRA, RBA Rulings Ahead

After closely following the Big Four, UBank, Bank of Queensland and People’s Choice Credit Union raised fixed mortgage rates. CommBank, Westpac, NAB and ANZ have it all increased fixed mortgage rates, largely compatible with each other, while reducing variable rates. This is ahead of the RBA’s decision on the Melbourne Cup cash rate on Tuesday […]

Home loan

Latest NAB major to hike mortgage rates ahead of RBA move

On Wednesday, the NAB followed CommBank, Westpac and ANZ in raising fixed interest rates on home loans. The move precedes today’s ABS inflation data, which typically weighs heavily on the RBA’s monetary policy decision – which will take place next Tuesday. NAB’s rate increases have been largely in line with increases by other major banks, […]

Home loan

article 80C | Mortgage loan: tax benefit section 80C not available on this type of mortgage

Many of us borrow, that is, take out a private loan, from our relatives and friends to help us through difficult times. Some even take out private home loans instead of going to financial institutions like banks, NBFCs, and housing finance companies. However, did you know that unlike a home loan contracted with a financial […]

Home loan

Basic Home Loan: BASIC Home Loan Raises $ 3.5 Million in Series A Financing

NEW DELHI: BASIC Home Loan, a Gurugram-based startup developing a mortgage automation platform for middle and low-income households in India, has raised $ 3.5 million in funding from Series A led by Venture Catalysts (VCats) and Gruhas Proptech along with other venture capital funds including Earlsfield Capital and Good Capital. BASIC’s existing investor, Picus Capital, […]

Home loan

Improved affordability of residential assets, lowest interest rate on record pushing demand for home loans

Favorable demographics, better affordability of residential properties and historically low mortgage rates are boosting demand for home loans, mortgage lenders have said. Several major banks, mortgage companies and housing finance companies significantly reduced their mortgage interest rates during the festival period to take advantage of the resumption in housing demand after the second wave of […]

Home loan

Enjoy the Benefits of Going with a Home Loan Online and Get an Instant Digital Sanction Letter – The New Indian Express

Perhaps one of the most disheartening aspects of borrowing a home loan is how long it can take to start the process. Whenever we think of home loans, most of us still think of the multitude of documents, the series of phone calls and the insistent branch visits. However, to improve your borrowing experience, the […]

Home loan

Effective ways to repay and pre-close your mortgage

The pre-closing of a mortgage means the closing of the loan before the end of its effective mandate. Home loans can be granted for terms of up to 30 years. Often, borrowers prefer the longest term possible based on their eligibility. This minimizes the EMI pressure on them and makes it easier for them to […]

Home loan

Giant home loan arrangements close to pre-2008 crisis levels

Home prices in the United States weren’t the only thing to soar during the pandemic. Large “jumbo” US residential mortgage launches that exceed “compliant limits” set for housing giants Freddie Mac and Fannie Mae could reach $ 550 billion this year, a level not seen since the 2008 financial crisis, have writes researchers at BofA. […]

Home loan

Business News | Stock market and stock market news

Through Market capitalisation.Net sales.Net profit.Total assets.Excise.Other income.Raw materials.Power amplifier; Fuel.Employee cost.PBDIT.The interest.Tax.EPS.Investments.Various debtors.Cash / Bank.Inventory.Debt.Contingent liabilities. Screen review AbrasivesAeronautics & DefenseAgricultureAir conditionersAirlines companiesAluminum and aluminum productsAmusement parks / Leisure / ClubAquacultureAuto accessoriesAutomotive Accessories – Air Conditioning PartsAuto Accessories – Auto, Truck and Motorcycle PartsAuto Ancillaries – Axle shaftsAutomotive Accessories – BearingsAuto Accessories – BrakesAuto Accessories […]

Home loan

SBI Home Loan Calculator: Rs 50 lakh for 20 years at 6.7% – This will be your NDE | Check how to apply online, required documents and more

SBI Home Loans: India’s largest lender, State Bank of India (SBI), claims to have helped over 30 lakh families achieve the dream of owning a home. The bank says it offers personalized home loans according to individual needs with home loans such as regular home loan, SBI Privilege home loan for government employees, SBI Shaurya […]

Home loan

SBI 2021 mortgage interest rate Processing fee CIBIL State Bank of India Mangalore

New Delhi: Customers of the State Bank of India (SBI) in Mangalore are eligible for a home loan at a nominal interest rate. They will also benefit from 100% exemption from loan processing fees. SBI offers its mortgage for the purchase of land or land, the construction of a house, the purchase of an apartment […]

Home loan

Should you go?

Almost all banks try to attract customers with attractive offers, ranging from low interest rates to zero processing fees. It’s that time of year when it rains festive offers on home loans. Almost all banks try to attract customers with attractive offers, ranging from low interest rates to zero processing fees. Offers India’s largest bank, […]

Home loan

Kotak Mahindra Bank Drops Mortgage Interest Rates to 6.50% | Udaipur News | Latest news from Udaipur

Udaipur: The holiday season has started in India and in a move that will cheer consumers in Udaipur, Kotak Mahindra Bank (KMBL) has again cut mortgage rates by an additional 15 basis points (bps) from 6.65% at 6.50% * pa Kotak mortgage interest rates now start at 6.50% * per annum, providing the best value […]

Home loan

Home Buyers Alert! Check Out These Home Loan Offers From SBI, BoB, PNB, HDFC & Kotak Mahindra – See Everything You Need To Know

Home loan for the end of the year holidays: There is good news for home buyers. Several banks are offering real estate loans for the next Christmas and New Year holidays. In the midst of this COVID-19 pandemic, these offers from banks may be cause for celebration for housing seekers. See Zee Business Live TV […]

Home loan

SBI Home Loan: Check State Bank of India Holiday Season Benefits; see how to apply, check the full process here

SBI Real Estate Loan Via YONO: As the holiday season approaches, customers of the State Bank of India (SBI) have good reason to rejoice despite the ongoing COVID-19 pandemic. The country’s largest public sector bank has implemented a number of home loan benefits that buyers can take advantage of. In case of questions, interested customers […]

Home loan

Can you opt for a mortgage to build your house?

The amount of home loans that one can take out depends on the borrower’s income. Over the past two years, accessibility for those looking to buy / build a home for self-occupancy or investment purposes has increased. When applying for a home loan, the borrower’s income and repayment capacity are the two most important factors. […]

Home loan

Home loan competition intensifies as banks embark on a wave of lower interest rates

As the economy is recovering and the home buying market is expected to see growth in the upcoming festival season, lenders are rushing to lure home loan customers with rate cuts. ‘interest. Although the Reserve Bank of India (RBI) has kept policy rates unchanged at 4% for the past seven review meetings, banks led by […]

Home loan

utsav: Bangalore: SBI home loan expo today | Bangalore News

The State Bank of India is organizing a Utsav Home Loan on Saturday and Sunday in association with The Times of India. The Utsav was inaugurated at 9:30 am. It will continue until 7:30 p.m. at the local SBI headquarters on St Mark’s Road. Nand Kishore, Chief Managing Director, SBI, Bangalore Circle, said: “We believe […]

Home loan

Crackdown on home loans should be a matter of when, not if

The RBA’s extraordinary measures to reduce the cost of borrowing money – including a cheap $ 200 billion line of credit for banks and a government bond purchase program – have reduced many fixed rate loans interest rate at around 2%. Homebuyers responded as they did in previous rate-cutting cycles: by pushing up house prices. […]

Home loan

Five important things before opting for a mortgage

Home loan: You must calculate your income before applying for a home loan. This is necessary because banks grant home loans based on your income. Your chances of getting a loan also depend on your repayment. Indeed, the bank first checks if you can repay the mortgage. The more income you have, the more willing […]

Home loan

Employee? Now get a home loan up to Rs 50 lakh at 6.66% from India Post Payments Bank

Additionally, recovery is a specialized skill and the process would be more efficient if only one professional team was on the job. (Representative image) India Post Payments Bank (IPPB) has partnered with LIC Housing Finance to sell the latter’s housing finance products to its 4.5 million customers, according to a statement on Tuesday. Through its […]

Home loan

Mortgage Vs mortgage: which one to choose? To find

The repayment period of a mortgage is one of the longest available to the borrower, up to 30 years. When it comes to mortgage credit, there are different classifications. Depending on what the borrower wants to do with the home loan money, a separate category of home loan should be chosen. For example, there is […]

Home loan

ANZ Loses $ 1 Billion In Home Loan Customers In Refinancing Frenzy

Data released by the prudential regulator shows that ANZ’s mortgage industry lost nearly $ 1 billion in loans in July. Data from the Australian Prudential Regulation Authority (APRA) Monthly Authorized Depository Institutions (ADIs) statistics highlighted a month of strong growth in the sector. Total resident loans and finance leases increased $ 14.6 billion or 0.5%, […]

Home loan

SILVER CLINIC | I’m having trouble coping with my mortgage. What should I do?

As a first step, you are advised to contact your bank as soon as you know that you will have financial problems in the future. Are you struggling to keep up with your mortgage payments or are you facing possible foreclosure or repossession? PJ Veldhuizen, specialist in commercial litigation and consultant to a boutique law […]

Home loan

SBI home loan offer to end tomorrow: here’s how you can grab yours

SBI mortgage products SBI is the largest lender in India in terms of mortgages and the bank has extended its loan offer to over 30 lakh families across the country. SBI offers a range of home loan products such as SBI Regular Home Loan, SBI Home Loan Balance Transfer, SBI NRI Home Loan, SBI Flexipay […]

Home loan

Hurry! SBI 100% Home Loan Processing Fee Waiver Offer Ends Tomorrow

Last month, the country’s largest lender, the State Bank of India (SBI), announced the waiving of processing fees on home loans until the end of August. Currently, the application fee on home loans is 0.40%. The SBI said it was the bank’s limited-time “Monsoon Dhamaka” offer, through which a home loan customer can earn significantly. […]

Home loan

Cities where rental prices exceed mortgage payments

The median monthly price to rent a home is $1,607, an annual growth of 9.8%, making renting about 15.5% more expensive than monthly mortgage payments on a first home in about half of the world. 50 largest cities in America, according to the Monthly rental report from Realtor.com. Nationally, compared to 2019, rent prices for […]

Home loan

47% of respondents prefer to benefit from a mortgage from public sector banks: Survey

Safety and security is the most important factor for home buyers, according to a survey by BASIC home Loan, a financial technology company. Over 52% of respondents said they trust family and friends when finalizing a property and that connectivity with schools and hospitals is the most important aspect they look at when finalizing the […]

Home loan

Bendigo Bank offers a new home loan at less than 2%

This week, there were a few home loan rate changes, including from Bendigo Bank, 86,400, AMP and Commonwealth Bank. Bendigo Bank is the latest bank to offer a home loan at less than 2%. The fifth-largest retail bank cut rates on investment loans and residential real estate loans by 20 basis points each. Its “full” […]

Home loan

Maintenance of the good low rate regime for mortgage borrowers, to facilitate the revival of real estate: Experts

Some developers believe, however, that given the current scenario, a slight drop in key rates would have been widely celebrated as low interest rates have been a crucial factor in boosting demand in the real estate sector. As widely expected, the Reserve Bank of India (RBI) kept its policy rates unchanged during its bimonthly monetary […]

Home loan

Mortgage rates unlikely to fall further as RBI keeps rates unchanged

The unchanged pension rate at 4% by the RBI in the August bimonthly monetary policy statement bodes well for mortgage loan borrowers because retail mortgage rates are directly linked to benchmark repo rates. Currently, most mortgage rates from banks, NBFCs are below 7%. Rates even drop below 3% for borrowers who benefit from government grants […]

Home loan

Unique Bitcoin Backed Home Loan Refinancing Agreement in California

One of Southern California’s largest independent escrow companies, Glen Oaks Escrow, has announced its first real estate refinance with a Bitcoin-backed loan. The company said it was the first time refinancing had been done using Bitcoin as collateral. In the July 28 announcement, he added that he had previously facilitated a number of real estate […]

Home loan

Passed bill threatens mortgage foreclosures

Bill 2502-A, which amends RPAPL §1302, may well have had benign intentions, but the end result will likely make both the granting of residential mortgages and the foreclosure of such mortgages impossible. While this may sound like hyperbole, a close look at the changes will provide an explanation. Essentially, the new law imposes restraints and […]

Instant loan

An instant loan is money that you receive and can use immediately

If you’ve never been faced with an unexpected bill, you haven’t experienced it, you’re struggling since you can’t always pay your bills. When applying for a loan, there is a natural tendency to scrutinize the terms and conditions. For people who are in need of quick cash, instant loans online are definitely an advantage. Quickly […]

Home loan

Easiloan Launches India’s First Home Loan Selection and Recommendation Engine for Home Buyers Using AI-Powered App

Links in place with major banks and financial institutions such as HDFC, ICICI Bank, SBI, Bajaj Housing Finance, PNB, IIFL Home Finance and others “Easy instant correspondence” – Online functionality powered by AI technology reduces time and effort required to match client profile with optimal loan partner Easiloan.com offers a fully digital 24/7 process from […]

Home loan

How to download the SBI mortgage interest certificate?

Steps to upload your mortgage certificate online via SBI online banking To download a mortgage loan interest certificate online, SBI is today notifying its clients via its Twitter account that “Do you want a copy of your mortgage loan interest certificate?” You can download the certificate easily using Online SBI or SBI Quick. services from […]

Home loan

5 smart ways to increase your mortgage eligibility

Here are five smart ways to increase your eligibility and your chances of getting approved for a home loan. Lenders take several factors into consideration when assessing your mortgage application. The main ones are your income, income, age, remaining working age, LTV ratio, characteristics of your property, and existing loan repayment obligations. Failure to meet […]

Home loan

Home loan supplement: what will be the tax impact if I lend money to my housewife from a complementary home loan that I have taken out?

I had received an additional loan of Rs 40 lakh at 7.35% to invest in land on my existing mortgage and the amount was credited to my account a few days ago. However, given the prevailing pandemic, it looks like my investment could be delayed for two to three months. My housewife, who earns around […]

Home loan

5 Ways New Home Loan Borrowers Can Reduce the NMI Amount

Taking out a home loan is an important decision. If you don’t do enough homework to focus on the best possible deal, it can get expensive because a mortgage is a long-term loan that often lasts for 15 to 20 years. For example, a critical factor that will help you decide which lender to approach […]

Home loan

Godrej Housing Finance launches the “design your EMI” mortgage product

Godrej Housing Finance (GHF) has launched a ‘design your EMI’ home loan product to allow clients to customize their monthly equivalent payments (EMI). It’s about optimizing their cash flow and reducing the cost of home ownership. Manish Shah, Managing Director and CEO of Godrej Housing Finance, said IMEs can be tailored to client needs – […]

Home loan

5 advantages of benefiting from an additional home loan in the event of a financial deficit

Here are 5 major advantages of having a complementary home loan over alternative options such as a personal loan, a credit card loan, and a car loan. Just like other consumers, existing home loan borrowers can also use additional credit facilities to finance major expenses such as home renovations or renovations, car purchase, children’s higher […]

Home loan

Ever-lower mortgage rates: an unprecedented opportunity for homebuyers

If the increase in housing affordability is any indication, the Indian residential real estate market will see an increase in sales in the coming months. Current mortgage rates are the lowest in four decades and are expected to remain low for another six to twelve months; so now is the best time for home buyers […]

Home loan

How to Apply for a VA Home Loan

How do I apply for a VA loan? If you are an active duty member, veteran, member of the National Guard, or the surviving spouse of a service member, you may qualify for a VA home loan. These government loans are insured by the US Department of Veterans Affairs. They have no down payment, no […]

Home loan

Instant home loan approval – are you eligible?

While other lenders struggle with long turnaround times and clunky approval processes, fintech Nano has launched a new home loan where loan approval is granted on the spot. What’s the catch? The new home loan is offered by Nano, which is “not a traditional lender,” co-founder Andrew Walker told Finder. “It is a financial technology […]

Home loan

How do I pre-qualify for a home loan?

What does it mean to pre-qualify for a loan? When you’re preparing to buy a home, you’ll likely come across the term “loan prequalification.” This is the first step in the mortgage process, where a lender provides a rough estimate of how much home you can afford. Pre-qualification is usually quick and easy – you […]

Home loan

4 Benefits of a Pre-Approved Home Loan

A pre-approved home loan is granted to eligible consumers who have a strong financial situation. “As a special customer, we want you to have a truly prosperous life. And so we are pleased to inform you that you are eligible for a pre-approved home loan. How familiar does this sound? It’s very likely that at […]

Home loan

Get Instant Digital Home Loan Sanction Letter with Bajaj Housing Finan – The New Indian Express

Applying for a home loan has long been tedious, but advancements in FinTech are rapidly transforming the way we apply and use these loans. Of all the steps in the loan application process, obtaining the sanction letter is the most crucial as it finalizes the maximum loan amount and other key details. Technology has shortened […]

Home loan

Bajaj Housing Finance will provide digital home loan sanction letter in 10 minutes

Bajaj Housing Finance Limited (BHFL), a subsidiary of Bajaj Finance Limited, recently announced a review of the approval time for home loans across the board. Customers can now receive a digital penalty letter for an e-home loan in just 10 minutes*. This will help speed up the property foreclosure process for aspiring homeowners. Borrowers can […]

Home loan

Five things you need to get pre-approved for a home loan

123RF Buying your first home can be an exciting experience, but the first step is to arrange for home loan approval. The current property market in New Zealand is competitive, and it will only get tougher. Potential buyers should be prepared and ready to make an offer on their dream property as soon as they […]

Instant loan

Get an instant loan with HBL PersonalLoan on HBL Mobile. Here’s how – Sponsored

The service is currently available for some customers. With customer lifestyles changing with today’s fast-paced world, HBL has transformed the way loans are received by fully digitizing the process, backing it with cutting edge technology. With HBL Personal Loan through HBL Mobile, users can receive loan approvals and disbursements in less than a minute, which […]